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As you know, working medical coders and billers, as well as recent graduates from vocational training programs should seek certification as soon as possible to succeed!

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Student Financial Assistance Programs

Because so many need help paying for college or for a career school most colleges and vocational training institutions also offer financial aid. The school's financial aid department advices the prospective student of various options and gives reference to federal student aid programs and shows them how to apply. The financial aid office staff at the school you are interested in has all the information needed to determine your eligibility. Talk to the financial aid administrator at each school you are interested in to find out about the school’s aid programs and total cost of attendance.

What is Federal Student Aid?

Federal student aid is financial help for students enrolled in an eligible program at a school participating in federal student aid programs. (By “school,” we mean a four-year or two-year public or private college, university, career school, or trade school.) Federal aid covers school expenses, including tuition and fees, room and board, books and supplies, and transportation. Aid can also help pay for a computer and for dependent care.

There are three categories of federal student aid: grants, work-study, and loans (see the chart on the following page for an overview of these programs). Check with your school to find out which programs your school participates in. And beware of Student Financial Aid scams!

Who Gets Federal Student Aid?

The most basic eligibility requirements are that you must

Demonstrate financial need

Be a U.S. citizen or eligible noncitizen with a valid Social Security number; and

Show by one of the following means that you're qualified to obtain a postsecondary education

Have a high school diploma or a General Education Development (GED) Certificate.*

Pass an approved ability-to-benefit (ATB) test (if you don’t have a diploma or GED, a school can administer a test to determine whether you can benefit from the education offered at that school)

Complete a high school education in a home school setting approved under state law

How Do You Apply For Federal Student Aid?

1. Complete the Free Application for Federal Student Aid (FAFSA)—the online version (FAFSA on the Web) or the paper FAFSA. Using FAFSA on the Web is faster and easier than using paper.

If you don’t have Internet access, you can get a paper FAFSA from

— a high school guidance office

— a college financial aid office

— a local public library, or

— the Federal Student Aid Information Center (call 1-800-433-3243)

After you apply, you'll receive a Student Aid Report. Your SAR contains the information reported on

your FAFSA and usually includes your Expected Family Contribution (EFC) number.

Beware of Student Financial Assistance Fraud!

Most student financial aid comes from the federal government programs which is administered by the U.S. Department of Education’s Federal Student Aid (FSA) office. Beware of scams and services that will search for financial aid money for you for a fee. This is considered fraud and a law protects students from this type of fraud.

REMEMBER: The College Scholarship Fraud Prevention Act helps protect against fraud in student financial assistance. The Federal Trade Commission (FTC) cautions students to look for these telltale lines: “The scholarship is guaranteed or your money back.” “You can't get this information anywhere else.” “I just need your credit card or bank account number to hold this scholarship.” To file a complaint, or for free information, call 1-877-FTC-HELP (1-877-382-4357). The TTY number is 1-866-653-4261.

You don't have to pay anyone for assistance. Applying for student aid is FREE; that’s why the application you use is called the Free Application for Federal Student Aid (FAFSA). If you need help completing the FAFSA, you can get that help free, too.

Apply early!

Download the Complete FAFSA Student Guide Here!

For additional sources of student financial aid get the Student Guide.

The Student Guide is free.

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Benefits of Medical Billing and Coding Certification... Countless job seekers face barriers to employment and promotion because they lack professional credentials! Certified professionals are more readily hired at higher pay than their non-certified counterparts. Since 1989 over 150,000 health care professionals have earned the recognition and rewards gained from passing NHA certification exams. By attaining certification they have joined a growing distinguished group of knowledgeable and expert health care professionals. NHA grants Certified Billing and Coding Specialist credentials to: new graduates based on their training working individuals based on experience through NHA's Home Study Program		Reasons Behind the High Demand For Medical Billers Medical, therapeutic, and pharmaceutical services play an important role in our nation's economy! Driven by the ever increasing need for medical services wherever there are people the opportunities in healthcare related disciplines never cease to exist. There is plenty of room for men and women in healthcare occupations as long as they have the drive to achieve their dreams. Employment is not limited by location, gender, race, religion, or even disability. Recruiters and employers are readily hiring qualified staff to better serve their patients and clients; this includes medical billers, whose job it is to make sure healthcare providers get paid for the medical services they have provided in their community.